What to Do If Your Loved One Loses Mental CapacityWithout a Power of Attorney

Discovering that a loved one has started to lose their mental capacity without having set up a Lasting Power of Attorney (LPA) can be a stressful and overwhelming situation. Without an LPA in place, you will not have the automatic legal right to make important financial or welfare decisions on their behalf. However, there is […]
Key Commercial Property Insights for 2025

The UK commercial property market has experienced significant changes in recent years, shaped by economic shifts, changing work patterns, and evolving regulations. As we begin 2025, understanding these trends is crucial for businesses, investors, and landlords navigating this dynamic landscape. This blog highlights the key factors influencing the market and offers practical strategies to stay […]
What is Litigation?

Legal terms such as Costs Case Management Conferences, Conditional Fee Agreements, Ex Parte Applications, Witness Statements and Affidavits can feel overwhelming. It’s easy to get lost in the maze of legal jargon. That’s where we come in! One of our key roles is to cut through the fine print and make legal processes clearer, so […]
Contentious Probate Questions and Answers with Nick Kramarenko

When disputes arise over Wills, estates, or inheritance matters, it’s essential to act promptly to protect your position and seek the right advice. Contentious probate can be a challenging and emotional area of law, involving complex legal and personal issues. Ensuring you have the right guidance is key to resolving these matters effectively. Nick Kramarenko, […]
From Slopes to Safety: Managing Winter Sports Accidents

If you are planning a winter sports holiday this year, you are probably a thrill seeker, looking for adventure; but whether you are skiing, snowboarding, or skating, it is important to acknowledge that accidents can occur. While winter sports are enjoyable, the freezing temperatures, icy surfaces, heavy equipment, crowded resorts, and high speeds can all […]
Everything You Need to Know About Probate

Recent research has revealed that 99% of charities are currently facing delays in probate due to errors in submitted applications. With this in mind, we wanted to provide a clear guide on what you need to know about the probate process. At Howard & Over, we’re here to make things easier for you by offering […]
The Benefits of Having a Professionally Written Will

Life can change in an instant, and while these changes often bring new opportunities, they can also bring challenges that demand foresight and preparation. One of the most important steps you can take, no matter your age or stage of life, is writing a Will with the support of a solicitor. In this blog, we […]
Mortgage Rates Drop Below 4%: What This Means for Homebuyers and Homeowners

For the first time since April, fixed-rate mortgage rates have dropped below 4%, marking a significant shift in the housing market. This is exciting news for both homebuyers and homeowners, as lower mortgage rates can translate into substantial savings and improved financing opportunities. Whether you’re in the market for your first home, thinking about upgrading, […]
Capital Gains Tax: What You Need to Know

When you sell an asset such as property, stocks, or other investments at a profit, understanding capital gains tax (CGT) is crucial. CGT can significantly impact your financial outcomes, and knowing how it works can help you manage your tax liabilities more effectively. Whether you’re an individual, an investor, or a business, staying informed about […]
Understanding Protective Property Trusts: Safeguarding Your Assets for Future Generations

Planning for the future of your estate is a crucial step in ensuring that your loved ones are cared for according to your wishes once you are no longer here to do so yourself. One effective way to manage this is through a Protective Property Trust (PPT) in your Will. This legal arrangement provides a […]