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Why Fewer People in the UK Are Claiming Compensation, and Why It Matters

Every year, thousands of people in the UK experience accidents that are not their fault, whether that’s slipping in a shop, being injured in a minor car accident, having a mishap while on holiday, or getting injured on a coastal walk.

Yet, despite these incidents, fewer people are claiming compensation than ever before. In fact, according to a recent study by the National Accident Helpline, around two thirds (68%) of people who suffer an accident choose not to make a claim, even when they might be entitled to compensation! At Howard & Over, we regularly speak to people who didn’t realise they had the right to claim or were too unsure about how to do so.
In this blog, we explain why claim numbers are falling, why claiming compensation matters, and how our personal injury experts can help you get the compensation you deserve.

Why Fewer People Are Claiming Compensation

Several factors are causing the drop in personal injury claims across the UK:

Misconceptions About Claims

Many people think that claiming compensation is only for serious injuries. Minor slips, trips, or fall injuries are often ignored. At Howard & Over, we see everyday accidents, such as someone tripping on a coastal path, or slipping in a café, that could have resulted in valid claims, but the injured didn’t realise.

Fear of Legal Hassle

The thought of hiring a solicitor or going to court can feel intimidating. Some worry about costs, even though many personal injury claims, including those handled by our experts at Howard & Over are on a “no win, no fee” basis. This means you can explore your claim without financial risk. Find out more about our “no win, no fee” services, here.

Lack of Awareness

Many accidents go unreported simply because people don’t know they can claim. For instance, someone may fall in town and assume it’s “just bad luck.” At Howard & Over, we make sure you understand your rights, so no accident, big or small, goes overlooked.

Changes in Law and Media Coverage

Recent changes in UK law, including the whiplash claim reforms, along with sensationalised media stories, have left many people thinking that claiming compensation is difficult or not worthwhile. In reality, these rules are designed to target fraudulent or exaggerated claims, not genuine cases. Whether it’s a minor slip in a café, a fall on a coastal path, or a road accident, our team ensures you understand how to pursue a fair claim with confidence.

Why Claiming Compensation Matters

Choosing not to claim compensation isn’t just missing out on money, it can have real consequences:

  • Financial Support: Compensation can cover medical bills, lost earnings, or home adaptations for long-term injuries.
  • Safer Communities: Claims often highlight hazards, encouraging businesses, councils, and property owners to improve safety.
  • Protecting Your Legal Rights: Not claiming doesn’t mean you lose your rights. Many claims have time limits, and acting promptly is crucial.

Understanding your rights isn’t just about money, it’s about safety. If hazards go unreported, accidents can happen again and again before anything is done to rectify the issues.

At Howard & Over, we’ve helped countless South Devon residents and visitors successfully claim compensation, from minor slips to complex injuries. We combine local expertise with a personal approach, making sure you feel supported every step of the way.

If you’ve been injured in an accident that wasn’t your fault, don’t assume you can’t claim. Howard & Over Solicitors are here to help you start claiming the compensation you’re entitled to. Contact our team today for a free, no-obligation discussion about your rights and options.

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Take the first step toward resolving your legal matters with ease. Click below to get a tailored quote from our experienced solicitors. We’re here to provide clear, transparent, and competitive pricing for the expert services you need. Let’s make your legal journey straightforward and stress-free.